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Our vision is to focus our internet partnerships, experience and services into a one stop meeting place for every aspect of home ownership. Our purpose is to provide you with ways to make it better, safer and, less expensive. Our goal is to present to you a quality destination continually expanding and upgrading to keep you abreast with the most up to date trends.

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Testimonials

"We had no idea what to expect from pay option arms. We filled out the simple form and, after the second call from a very knowledgeable mortgage banker, we knew it was the right loan to fulfill several of our financial needs. It turns out it made a lot of sense for our lifestyle! Our thinking was so limited before we did our homework."

Andrew and Stephanie Fishman
Boca Raton, FL

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Welcome to Pay Option Arms!

Thanks for giving Pay Option Arms the opportunity to give you some insight into pay option arm products as well as allowing us to place your loan requests and inquiries with the nations top specialists in pay option arms. We have done our research and have put together, what we feel, is a top team of pay option arm professionals who will work hard to earn your business or, at least, answer any of your questions regarding this very flexible mortgage tool. Pay option arms can offer you ways to aquire and maintain a property that you may have never thought possible. Our preliminary sign-up, below, can sort out your needs and have the proper specialist contact you with no obligation or pick your State to make contact. Either way, the best way to understand Pay Option Arms is to communicate with someone who really knows this product...you can even give us a call... the next step is yours!

 

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Guidelines
for pay option arms could allow you a certian comfort zone you could not accomplish with the most other mortgages.  With an understanding that pay option arms are as important and respected as any mortgage product in the market place today.  Take the time to see if pay option arms is the right path for your primary home, a vacation get a way or, an investment property. Link to a pay option arms professional NOW.  No Obligation. Even if you simply want a rate comparison.

Pay Option ARMs can adapt to fit your lifestyle. They offer payment options and qualification guideline that can help you reach your mortgage and cash flow goals.

More traditional home loan payments are the same each month for the life of the loan. With Pay Option Arms, you can choose from one of four payment choices each month...which allows you the ability to change your monthly payment as your needs change.

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Pay Options Arms payment Options:

  1. Minimum Payment Option
  2. Interest-Only Payment Option
  3. Fully Amortized Payment Option
  4. 15 Year Payment Option
  5. 40 Year Payment Option

    

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You Consider Pay Option ARMS:

  To minimize your monthly payment to pay off other debt.
  To control the tax-deductible interest you pay.
  To increase your buying power.
  To offset income fluctuations.
  To take advantage of future increases in income.


Pay Options

  15, 30, and 40 year terms

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Pay the minimum amount to free up funds for other uses, or make larger payments for faster equity build up.


Pay Option Arm Loan Features
  • A fixed interest rate for an initial 1-month period; then, the interest rate may change monthly.
  • A minimum payment amount that adjusts anually subject to a 7.5% payment change cap.
  • A 7.5% payment change cap limits how much the minimum monthly payment can rise or fall from the last minimum payment, except on the fifth year of the loan and every five years from there on.
  • A lifetime interest rate cap that protects you by putting a ceiling on how high your interest rate can go.

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We know Pay Option Arms! Please contact a mortgage professional, with no obligation, to see if pay option arms will work for you. Don't make your decision on media hype or rumors. The right mortgage product could save you thousands of dollars a year.


This marker indicates the current chart. Get Matched with up to 4 Lenders This marker indicates the current chart. It's Free, No Obligation This marker indicates the current chart. No SSN Required

This marker indicates the current chart. We'll compare Pay Option Arms to Fixed and Interest-Only Rate Quotes

This marker indicates the current chart. Let us show you how there are Thousands of dollars a year at stake!

Ask about a new Hybrid Arm Mortgage

Whether you have an ARM that has just recently been reset to a higher rate or just want a mortgage with a predictable monthly payment for the life of the loan, our fixed rate mortgages Hybrid Products are a smart move.

Fixed-rate Hybrid Arm Mortgages offer:

  • Predictable payments. The monthly principal and interest payment is fixed over the life of the loan.
  • Protection from rising interest rates. No matter how high market interest rates go, your mortgage rate remains the same over the life of your loan.

Fixed-Rate Mortgage Alternative:

If you plan on staying in your home for less than 10 years, you can possibly save more by refinancing to one of our “hybrid” ARM loans. These loans offer a secure, fixed rate for the initial five, seven or 10 years of your loan. By selecting a hybrid ARM, you get protection from rising rates for only as long as you think you'll need it, while having a smaller mortgage payment every month relative to a longer fixed-rate mortgage.

Our Home Mortgage Loan Consultants will work with you to help you determine the right loan for your situation. Contact us today no obligation!

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